Terms of Service

1. Acceptance of Terms

By accessing or using SkillBuild SA Finance, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

SkillBuild SA Finance provides educational content and resources designed to improve financial literacy and money management skills for South African users. Our service includes learning modules, interactive tools, and informational resources.

3. User Accounts

To access certain features of our service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. User Conduct

You agree to use SkillBuild SA Finance for lawful purposes only and in a manner that does not infringe upon or violate the rights of others. Prohibited activities include, but are not limited to:

• Violating any applicable laws or regulations
• Interfering with or disrupting the service or servers
• Attempting to gain unauthorized access to any part of the service
• Using the service for any commercial purposes without our express consent

5. Intellectual Property

All content provided on SkillBuild SA Finance, including text, graphics, logos, and software, is the property of SkillBuild SA Finance or its content suppliers and is protected by South African and international copyright laws.

6. Disclaimer of Warranties

SkillBuild SA Finance provides its service on an "as is" and "as available" basis. We do not warrant that the service will be uninterrupted or error-free. The educational content provided is for informational purposes only and should not be considered financial advice.

7. Limitation of Liability

SkillBuild SA Finance shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the service.

8. Modifications to Service

We reserve the right to modify or discontinue, temporarily or permanently, the service with or without notice. You agree that SkillBuild SA Finance shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.

10. Changes to Terms

We reserve the right to update or modify these Terms of Service at any time without prior notice. Your continued use of the service following any changes constitutes your acceptance of the new Terms of Service.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at: